Selasa, 08 Juli 2014

Bahasa Inggris Bisnis 2 - Confusing Words and Banking




8. Confusing words – 1
Choose the correct word for each sentence.
Note: Answer is the one that underlined.
  1. She works for an advertisement/advertisingagency.
  2. How will the increase in interest rates affect/effect your sales?
  3. My bank manager has agreed to borrow/lendme another $2,000.
  4. We’ve had to cancel/postponethe meeting until next Monday.
  5. These machines are controlled/inspected at least once a day.
  6. My plane was delayed/postponed by an hour due to computer failure.
  7. Before coming here, I studied economics/economy at university.
  8. I am interested/interesting in their new camera.
  9. She applied for a job/work as a personnel officer.
  10. Some employees have a long journey/travel to work every day.
  11.  The cost of life/livinghas gone up again.
  12. Please send precise measurements/measures when ordering.
  13. We expect prices to raise/rise by at least five percent.
  14. We only exchange goods if you produce a receipt/recipe.
  15. I must remember/remindthe boss about that meeting this afternoon.
  16. Can you say/tellthe difference between these two products?
  17. The company is extremely sensible/sensitiveto any criticism.
  18. There’s some more paper in the stationary/stationerycupboard.

9. Banking Services
Fill each blank in the text with the correct word or phrase. Choose from the following list. Use each item once only.
commission                 issued                          statement                    credit rating
debited                                    outstanding                 withdraw                     credit transfer
in full                           salaries                                    banker’s draft             financial institutions
interest                                    slip                               cash dispenser             standing order

Bank offers many services to business and their customers. Here are some of the most common:
Many people now have a card which enables them to 1. withdraw money from a 2. cash dispenser. You feed your card into the machine and key in your PIN (personal identification number) and the amount of money you want. If you have enough in your account, the money requested will be 3.issuedup to a daily limit. Your account is automatically 4. debited for the amount you have drawn out.
Provided you have a sound 5.credit rating,you can get a credit card from a bank and other 6. financial institution. To obtain goods or services, you present your card and sign a special voucher. When it receives the voucher, the credit card company pays the trader (less a 7. commission) and then send you a monthly 8. slip. Depending on the type of card you have, you will either have to pay 9. in full or be able to pay part of what is owed and pay 10. interest in the balance left 11. statement.
 If you need to make fixed payments at regular intervals, e.g. for insurance premiums, you can arrange a 12. credit transfer(sometimes known as a banker’s order) so that the bank will do this for you.
If you have several bills to pay, you can do this by 13. standing order . You write one cheque for the total sum involved, fill in a 14. outstandingfor each bill and hand everything to the bank cashier.
The transfer system is also used by employers to pay 15. salaries directly into employees’ bank accounts.
If you are dealing with a supplier for the first time, a16. banker’s draftmay be used as payment. This is a cheque guaranteed by a bank and therefore it is not likely to ‘bounce’.

47. What’s the job?
Accountant                             Clerk                                       Personnel Officer
Advertising Executive                        Computer Operator               R&D Manager
Assembly Person                    Draughts Person                     Receptionist
Chauffeur                               Motor Mechanic                     Sales Person

You will be in charge of a team of highly creative individuals delivering new quality products and enhancing our existing range.
1. Personnel Officer

With particular responsibilities for recruitment and selection. Communication skills and a pragmatic approach to problem solving essential.
2. R&D Manager

With mechanical design experience to work as a member of a team producing designs and drawings for production. Experience of our products range is not essential.
3.Draught Person

Duties include filing, mailing, relief reception and other general office work.
4. Receptionist

Needed for night shift. Clean modern factory. Varied work. Good eyesight essential.
5. Assembly Person

Successful applicant will be articulate and presentable. Remuneration includes retainer and car allowance plus commission structure.
6. Sales Person

Reporting directly to Managing Director. You will take over financial control for all aspects of daily operation.
7. Accountant

Sober habits, clean driving licence, able to be on call 7 days per week at times. Uniform supplied.
8. Chauffeur

Must be experienced in the repair and maintenance of heavy duty vehicles. References must be provided from previous employers.
9. Motor Mechanic

You are the first person our clients will meet so you need to be friendly, stylish and efficient.
10. Clerk

Some experience in the above-mentioned software is essential but training will be given to the successful applicant.
11. Computer Operator

You will be an essential member of an agency responsible for some of the country’s top accounts. You will be responsible for the administration of local and national promotions.
12. Advertising Executive

As you were reading the advertisements, did you notice word partnerships such as financial control and communication skills?
Look through the advertisements again and see how many more you can find.
Complete each of the sentences below with a suitable word partnership taken from the advertisements.
  1. We’re looking for new products to add to ourselling list.
  2. She’s an advertising executive of this team. We can’t do without her.
  3. You get more money if you work on the advertising company but it ruins your social life.
  4. He had a very good idea to solving problems.
  5. I didn’t get the job as a driver as I didn’t have a driving license.
  6. My concern are health and safety but I’m also concerned with the general welfare of employees.

ENGLISH ARTICLE
A shining example
Indonesia deserves great praise for its speedy transition from autocracy, through chaos, to democracy

ONE thing sceptics say about democracy is that it is well and good in orderly countries but impotent in the face of chaos. Three years ago, a newly democratic Indonesia seemed about to prove the point. Separatist and religious violence stalked the length of the archipelago; the rupiah was in free-fall; politics had descended to a pitiable level of squabbling and incompetence. The world's fourth most populous country, some foresaw, might come apart like a string of pearls; or, almost as bad, avoid disintegration only by the return of a brutal dictatorship such as that of Suharto, the general who was ousted by huge street protests in 1998. The parallels with the Balkans, where the fall of communism unleashed still greater horrors, seemed disquietingly apt. Unlike the Balkans, however, Indonesia contains 220m people, and is far and away the world's largest Muslim country: this would be chaos on an epic scale. In October 2002, such fears suddenly bulked much larger, when Islamist terrorists, linked to al-Qaeda, set off a bomb in Bali that killed more than 200 people.
This week things look wonderfully different. On July 5th, for the first time in their history, Indonesians voted to choose their president. The final result will not be known until late September, since a run-off between the two top candidates is now needed. But the election was free, fair, peaceful and, above all, conducted in a spirit of moderation that was remarkable in a country where democracy is only six years old. Megawati Sukarnoputri, the incumbent, urged everyone to accept the result, whatever it is, even though she seems unlikely to remain in office.
If she does go, it will not be for any great misdeed, but because she is seen as having not been up to grappling with Indonesia's many problems. It is true that she is no intellectual, and no administrator either. But the verdict will be a little harsh. Her three years in office have been a valuable time of consolidation. With the exception of the continuing conflict in the province of Aceh, Indonesia is now more internally peaceful than seemed imaginable when she took over. The terrorists have not been eradicated, but they have been weakened by scores of arrests and a number of high-profile trials: tentative at first, the government has become increasingly confident in dealing with extremists. The improvement in economic stability has been almost as remarkable. Indonesia is showing steady growth of 4-5% a year, has a booming stockmarket and has won international praise for getting its government finances back under control. It would be wrong to overstate any of this. Indonesia is plagued by gigantic problems, high levels of corruption and of poverty being the two worst. But at least these are not existential. Miss Megawati has shown that Indonesia does not need a dictator as its president, even if that president is no longer to be her.
The man most likely to take her place is a former general, Susilo Bambang Yudhoyono, who this week emerged well ahead in the first round of voting, according to partial figures. Though he served under Mr Suharto, Mr Susilo is regarded as untainted, and he has worked well for successive democratic administrations. As a former security minister to Miss Megawati, he gets much of the credit for talking down some of the conflicts that bedevilled the early part of her term. If he has a weakness, it is that he has revealed little about what policies he might adopt if elected, campaigning more by exuding what appears to be a popular mixture of calmness, geniality and competence—plus a reasonable singing voice.

Who and what he isn't
More important than what the front-runner is may be what he is not. He is not, for instance, Wiranto, a much more controversial ex-general who was up for election and who has been indicted for crimes against humanity in East Timor. It seems that Indonesians, by a large margin, preferred a moderate military man to a nationalist throwback, even though Mr Wiranto had Indonesia's largest party behind him and Mr Susilo is backed by one he founded only this year. Nor did they care much for Islamists: two were also on the presidential ballot, but neither of them ever looked like making the run-off. And both of these, it should be noted, were moderates, opposed to calls for making Indonesia an Islamic state. Though there are plenty of groups that demand the introduction of sharia Islamic law, none of them was able to meet the minimal requirements for fielding a presidential candidate.
Indonesia's example ought to put paid to the notion, still common in the Muslim world and sometimes heard in the West, that democracy and Islam can never co-exist. One might very well argue that it shows the contrary: democracy is good for Islam. Whenever they are given a choice, Muslim voters—not just in Indonesia, but in Malaysia, India, Pakistan and arguably Turkey too—reject extremism. Once weighed in the democratic balance and found wanting, the more militant groups tend to lose much of their potency and support. It is the absence of democracy, as can been seen from Saudi Arabia to Uzbekistan, that breeds terror and subversion, and taints the reputation of what was once regarded as the most tolerant of religions. Malaysia is perhaps the most striking example of this phenomenon: only when Mahathir Mohamad tipped towards autocracy in the late 1990s did PAS, an Islamist party that demands the introduction of stoning and amputation, come close to posing a threat to secular government.
Even after this fine week for democracy, it would be dangerous to assume that Indonesia will never return to chaos if the economy sours, or if Mr Susilo fails too disgracefully in his stated aim of putting an end to corruption. But perhaps there is a lesson in Indonesia's experience not just for Islamic countries, but for one of Asia's other giants too. The party men who run China like to argue that democracy is unsuited to a poor, sprawling country that has no experience of it: chaos is what China's leaders say they fear above all. But it does now seem that Indonesia—a polyglot rag-bag of islands that emerged as a nation only through the accident of having been collectively administered by the Dutch—has given the world a powerful counter-example.


Bahasa Inggris Bisnis 2 - Active Passive Voice



PASSIVE VERB FORMS
Change the verb to the active voice and rewrite the sentence. Be sure to keep the same tense. In some cases, it will be necessary to supply a subject (see the second example).
1.      The books were taken by John.
John took the books.
2.      The boxes were mailed today.
He mailed the boxes today.
3.      The two packages were opened by my secretary.
My secretary opened the two packages.
4.      Our homework is corrected by our teacher.
Our teacher corrects our homework.
5.      Two buildings have been constructed by that company.
That company had constructed two buildings.
6.      That room wasn’t cleaned carefully yesterday.
He didn’t clean that room carefully yesterday.
7.      The truck is being loaded by the men now.
The men are loading the truck now.
8.      Was that machine checked by the inspector?
Did the inspector check that machine?
9.      Will that report be written by the same committee?
Will the same committee write that report?
10.  Has the news been announced by the president yet?
Has the president announced the news yet?
11.  The mail is delivered to this office twice a day.
This office receives the mail twice a day.
12. All of us were surprised by his frank attitude.
His frank attitude surprised all of us.
13.  Was the repair work done by the mechanic?
Did the mechanic do the repair work?
14. He wasn’t very much respected by the employees.
The employees didn’t respect him very much.
15. Are many courses in English given during the summer?
Are they giving many courses in English during the summer?


USING PASSIVE VERBS
Change the verb to the passive voice and rewrite the sentence. Be sure to keep the same tense.
1.      He signed the letter.
The letter was signed by him.
2.      The secretary opens the mail every morning.
The mails is opened by the secretary every morning.
3.      The committee is considering that proposal right now.
That proposal is being considered by the committee right now.
4.      The army will complete that project next year.
That project will be completed by the army next year.
5.      His boss has transferred him to another department.
He has been transferred to another department by his boss.
6.      Will the company distribute the announcements?
Will the announcements be distributed by the company?
7.      An artist wrote that interesting article about Paris.
That interesting article about Paris was written by an artist.
8.      Today a large number of people speak English.
English is spoken by a large number of people today.
9.      Didn’t they return those books to the library?
Were those books not return by them to the library?
10.  The government has not changed that regulation yet.
That regulation has not been changed by the government yet.
11. Someone stole all her valuable jewelry last night.
All her valuable jewelry were stolen by someone last night.
12. Miss Peters wrote all of the reports for Mr. Johnson.
All of the reports were written my Miss Peters for Mr. Johnson.
13. Bad weather has delayed Flight 202 from Miami.
Flight 202 from Miami has been delayed due to bad weather.
14. Did the court divide the money among the children?
Were the money divided by the court among the children?
15. Many scholars have translated that famous Greek epic.
That famous Greek epic has been translated by many scholars.

ACTIVE vs PASSIVE
Use the correct voice (active or passive) and the correct tense of verb in each sentence.
1.       Everyone (shock) by the terrible news yesterday.
      Active          : The terrible news was shocked everyone yesterday.
2.      Almost everyone (enjoy) the lecture last night.
Passive         : The lecture was enjoyed by almost everyone last night.
3.      English (teach) in the schools of almost every nation.
Active           : English taught in the schools of almost every nation.
4.      That proposal (consider) by the members right now.
Passive         : That proposal is considering by the members right now.
5.   The accident (happen) right here at 6:30 last night.
Active           : The accident happened right here at 6:30 last night.
6.   Smith (teach) at the University of Washington since 1948.
Active           : Smith has taught at the University of Washington since 1948.
7.    Mr. Harris (divide) the class into two sections tomorrow.
Passive         : The class will be divided into two sections by Mr. Harris tomorrow.
8.   Wilson (borrow) the money from Brown two weeks ago.
Active           : Wilson borrowed the money from Brown two weeks ago.
9.   Not much (say) about the matter since that time.
Active           : Not much said about the matter since that time.
10. My friend (write) to me about it several times now.
Active           : My friend is writing to me about it several times now.
11. Davis (promote) to the rank of sergeant last week.
Active           : Davis was promoted to the rank of sergeant last week.
12. That event (occur) shortly after the meeting last week.
Active           : That event occurred shortly after the meeting last week.
13. All the students (bring) guests to the party tomorrow night.
Passive         : Guests will be brought by all the students to the party tomorrow night.
14. Less than half of the cans of paint (use) up to now.
Passive         : The cans of paint is being used less than half up to now.
15. More classes in English (list) in the catalog next fall.
Passive         : The catalog will be listed more classes in English next fall.
16. Everything (go) well so far. There (be) no trouble yet.
Active           : Everything is going well so far. There is no trouble yet.
17. That movie about Napoleon’s life (disappoint) me greatly.
Active           : That movie about Napoleon’s life disappointed me greatly.
18. The mail (deliver, always) to this office before 10 a.m.
Active           : The mail is always deliver to this office before 10 a.m.
19. Who (furnish) the food for the picnic next weekend?
Active           : Who will furnish the food for the picnic next weekend?
20. At this time, much attention (devote) to that problem.
Active           : At this time, much attention is devoting to that problem.
21. Think carefully. I’m sure you (remember) his name.
Active           : Think carefully. I’m sure you remember his name.
22. We (treat) very kindly by our hosts last Saturday.
Active           : Our hosts were treated us very kindly last Saturday.
23. Mr. Wilson (make) something interesting statements yesterday.
Passive         : Something interesting statements were made by Mr. Wilson yesterday.
24. A new textbook (publish) by that company next year.
Active           : That company will publish a new textbook next year.
25. The noise from the trains (annoy) me terribly last night.
Active           : The noise from the trains annoyed me terribly last night.
26. That old red house (build) in the year 1822.
Active           : That old red house was built in the year 1822.
27. The report (examine, not) by a committee of experts yet.
Active           : A committee of expert has not examine the report yet.
28. Cocktails (serve) to the guests about 10 minutes from now.
Passive         : Cocktails will be served to the guests about 10 minutes from now.
29. His sharp remarks (embarrass) everyone last night.
Active           : His sharp remarks embarrassed everyone last night.
30. Fred (introduce) to the fellow by Mr. Brown yesterday.
Active           : Mr. Brown introduced Fred to the fellow yesterday.
31. Listen to this! I think this news (surprise) you!
Active           : Listen to this! I think this news will surprise you!
32. The Ajax Shoe Company (employ) 25 new men next month.
Active           : The Ajax Shoe Company will employ 25 new men next month.
33. Only 25 new students (admit) into the department in 1955.
Active           : Only 25 new students were admitted into the department in 1955.
34. A second coat of paint (spread) over that surface tomorrow.
Active           : A second coat of paint will spread over that surface tomorrow.


MOVIE REVIEW
SHERLOCK HOLMES: A GAME OF  SHADOWS
I suppose any hope of an authentic Sherlock Holmes movie is foolish at this epoch in movie history. No matter that a story is set in 1895 in Victorian London, it must be chockablock with explosions, gunfire, special effects and fights that bear no comparison to the "fisticuffs" of the period. As an Anglophile, I've luxuriated in the genial atmosphere of the Conan Doyle stories, where a step is heard on the stair, a client tells his tale, and Holmes withdraws to his rooms to consider his new case during a period of meditation (involving such study aids as opium).
We see a great deal of Victorian London (and Paris and Switzerland) in "Sherlock Holmes: A Game of Shadows," but we must look quickly. The movie all but hurtles through episodes that would be leisurely set pieces in a traditional Holmes story. This is a modern action picture played in costume. I knew it would be. After Guy Ritchie's "Sherlock Holmes" (2009) with Robert Downey Jr. and Jude Law grossed something like half a billion dollars, this was no time to rethink the approach. What they have done, however, is add a degree of refinement and invention, and I enjoyed this one more than the earlier film.
"Sherlock Holmes: A Game of Shadows" opens with an emergency that threatens to rock Holmes' world: Dr. Watson (Law) is getting married. In the first film, we learned of his engagement to Mary Watson (Kelly Reilly), and now a date has been set for the poor girl. Holmes (Downey), who considers himself every bit as much good company as the doctor could possibly require, deplores this development, and indeed even joins the blissful couple on their honeymoon train journey. At one point, he throws Mary off the train, but to be fair, it's to save her life.
Most of the film centers on a climax in the long-standing feud between Holmes and Professor James Moriarty (Jared Harris), who beneath his cover as an Oxford don, is the mastermind of an anarchist plot to use bombings and assassinations to push Europe into war. Moriarty would profit handsomely from that because he operates an enormous secret munitions factory, turning out everything from machine pistols to gigantic cannons. The lives of many European heads of state are threatened, and Holmes is the only hope to keep the peace.
Once this game is afoot, it seems too large to be contained by the eccentric investigator of 221B Baker Street and Watson, his intimate. (I am using "intimate" as both a noun and an insinuation.) It's more of a case for James Bond, and Moriarty's grandiosity seems on a scale with a Bond villain. Guy Ritchie and his writers Michele and Kieran Mulroney, however, wisely devote some of their best scenes to one-on-ones between Holmes and Moriarty.
Their struggle comes to a head in an elegant, high-stakes chess game, held for some reason in Switzerland in the dead of a winter night on a snowy outdoor balcony. As played by Jared Harris, Moriarty doesn't gnash or fulminate, but fences with Holmes in barbed language. This returns the story somewhat to the Conan Doyle tradition that Holmes did most of his best work in his mind.
Dr. Watson has a more proactive role this time. "A Game of Shadows" opens with him recalling these events on a typewriter that is too modern for 1895 but maybe suggests he's writing years later. He's not just a confidante and chronicler but a hero, too, involved in fights and shootouts. His wife must be thankful that Holmes abruptly eliminated her from most of the action.
Mycroft, Holmes' brother, turns out to be well-placed at the center of European diplomacy; Stephen Fry has plummy good fun in the role, especially in nude moments where he shields his netherlands from view by employing artfully arranged foregrounds in the "Austin Powers" tradition. Two women characters are prominent. Back again is Irene Adler (Rachel McAdams), the enigmatic figure in much romantic speculation about Holmes. And we meet for the first time a gypsy fortune teller named Madame Simza Heron, played by Noomi Rapace, the original "Girl With the Dragon Tattoo." She capably discharges the duties required of her as Madam Heron, but demonstrates how really brilliantly conceived the Dragon Lady was. Heron is pale by comparison.
It's Downey's movie. With his cool, flippant manner, his Holmes stands apart from the danger, thinking it through visually before performing it, remaining insouciant in the face of calamity. He appears in many disguises, one with a markedly bad wig, another as a remarkably convincing chair. The thing to do, I suppose, is to set aside your memories of the Conan Doyle stories, save them to savor on a night this winter and enjoy this movie as a high-caliber entertainment.




DEFINITION OF ACTIVE AND PASSIVE VOICE VERB FORMS
Active Form
In active sentences, the thing doing the action is the subject of the sentence and the thing receiving the action is the object. Most sentences are active.
[Thing doing action] + [verb] + [thing receiving action]
Examples:
Passive Form
In passive sentences, the thing receiving the action is the subject of the sentence and the thing doing the action is optionally included near the end of the sentence. You can use the passive form if you think that the thing receiving the action is more important or should be emphasized. You can also use the passive form if you do not know who is doing the action or if you do not want to mention who is doing the action.
[Thing receiving action] + [be] + [past participle of verb] + [by] + [thing doing action]
Examples:
Active / Passive Overview

Active
Passive
Simple Present
Once a week, Tom cleans the house.
Once a week, the house is cleaned by Tom.
Present Continuous
Right now, Sarah is writingthe letter.
Right now, the letter is being written by Sarah.
Simple Past
Sam repaired the car.
The car was repaired by Sam.
Past Continuous
The salesman was helpingthe customer when the thief came into the store.
The customer was being helpedby the salesman when the thief came into the store.
Present Perfect
Many tourists have visitedthat castle.
That castle has been visited by many tourists.
Present Perfect Continuous
Recently, John has been doing the work.
Recently, the work has been being done by John.
Past Perfect
George had repaired many cars before he received his mechanic's license.
Many cars had been repaired by George before he received his mechanic's license.
Past Perfect Continuous
Chef Jones had been preparing the restaurant's fantastic dinners for two years before he moved to Paris.
The restaurant's fantastic dinnershad been being prepared by Chef Jones for two years before he moved to Paris.
Simple Future
will
Someone will finish the work by 5:00 PM.
The work will be finished by 5:00 PM.
Simple Future
be going to 
Sally is going to make a beautiful dinner tonight.
A beautiful dinner is going to be made by Sally tonight.
Future Continuous
will
At 8:00 PM tonight, John will be washing the dishes.
At 8:00 PM tonight, the dishes will be being washed by John.
Future Continuous
be going to
At 8:00 PM tonight, John is going to be washing the dishes.
At 8:00 PM tonight, the dishes are going to be being washed by John.
Future Perfect
will
They will have completed the project before the deadline.
The project will have been completed before the deadline.
Future Perfect
be going to
They are going to have completed the project before the deadline.
The project is going to have been completed before the deadline.
Future Perfect Continuous
will
The famous artist will have been painting the mural for over six months by the time it is finished.
The mural will have been being painted by the famous artist for over six months by the time it is finished.
Future Perfect Continuous
be going to
The famous artist is going to have been painting the mural for over six months by the time it is finished.
The mural is going to have been being painted by the famous artist for over six months by the time it is finished.
Used to
Jerry used to pay the bills.
The bills used to be paid by Jerry.
Would Always
My mother would always make the pies.
The pies would always be made by my mother.
Future in the Past
Would
I knew John would finish the work by 5:00 PM.
I knew the work would be finished by 5:00 PM.
Future in the Past
Was Going to
I thought Sally was going to make a beautiful dinner tonight.
I thought a beautiful dinner was going to be made by Sally tonight.